Learn
Savings Without Sacrifice
As a WorkersComp4Members participant, you receive the most competitive rates available without sacrificing quality, compassion or competence on your workers compensation claims.
It Pays to Be Safe
When you participate in the WorkersComp4Members group program, your business can expect the following benefits
- 5% up-front savings on your premium†
- Opportunity for dividend payments based upon the entire group's loss history
- Access to safety materials through our Loss Prevention Tool Box™
- General underwriting guidelines apply.

Performance Brings Rewards
Dividends are paid based on the 4Members group program’s overall loss performance, rewarding you for your safety management. To help you create a safe work environment, Accident Fund Insurance Company of America provides you with tools you can use to reduce losses.
Loss Prevention Toolbox™
Our Toolbox provides instant answers to your safety questions. This on-line tool offers safety programs, downloadable handouts and links to OSHA and other safety sites. This safety tool will help you keep your workers safe and add to your bottom line.
WorkSafe Tools
- To further support your commitment to creating a safe working environment, Accident Fund offers the following additional WorkSafe tools
- Access to safety education programs that can be customized for your business
- Free video/DVD online loan program, featuring top safety training programs
- Free quarterly WorkSafe Update newsletter and Loss Prevention Calendar
Claims Management Expertise
- Online and toll-free claims reporting
- Additional savings for prompt claims reporting
- Discounts for using a WorkSafe care provider
Proven Track Record
Accident Fund Insurance Company of America’s Group Programs have returned an average dividend return of 7.4% has resulted in $35 million in dividends to policyholders since 1995.






